Diwali 2026 at a CA firm: the closure notice and client messages for the deadlines around it

The week before Diwali is when clients' papers for October have to come in.
Key takeaways
- Diwali is on Sunday 8 November 2026 in the Central Government's list of holidays for 2026. The deadlines around it do not move for the festival.
- TDS and TCS for October are due by Saturday 7 November, the day before Diwali. GSTR-1 for October follows on Wednesday 11 November, GSTR-3B on Friday 20 November, and the return for audit cases on Saturday 21 November.
- Send one closure notice about ten days ahead, with the days you are closed and the date by which October's papers must reach you, so the work is done before you close rather than after.
- Keep the Diwali greeting separate from deadline messages, and send it only to clients who agreed to hear from you. On WhatsApp's business platform, a greeting is usually a marketing message.
For a CA firm, Diwali week is a deadline week with a holiday in the middle. October's TDS is due the day before the festival, and GSTR-1 three days after it, so clients' papers have to come in while everyone is busy with shopping and family. A clear notice ten days ahead and a few short messages turn that into an ordinary week.
The dates around Diwali
The Central Government's list of holidays for 2026 puts Diwali on Sunday 8 November.1 The dates your clients need in the same fortnight:
| Due by | What | For which clients |
|---|---|---|
| Sat 7 Nov 2026 | TDS and TCS deducted or collected in October, deposited | Clients who deduct TDS or collect TCS2 |
| Sun 8 Nov 2026 | Diwali | Everyone1 |
| Wed 11 Nov 2026 | GSTR-1 for October | Monthly GST filers3 |
| Fri 20 Nov 2026 | GSTR-3B for October | Monthly GST filers3 |
| Sat 21 Nov 2026 | Income tax return, AY 2026-27 | Audit cases covered by CBDT Circular No. 07/20264 |
| Sun 29 Nov 2026 | Annual return to the ROC, within 60 days of the AGM | Companies whose AGM was on 30 September5 |
The audit-case date is this year's extended one: on 28 September 2026, Circular No. 07/2026 moved it from 31 October to 21 November 2026.4 That leaves less than two weeks after Diwali for the returns still open, which is why the papers for them belong in the same notice. The whole year's dates are in our compliance calendar.
The closure notice
Our recommendation is to send it about ten days before you close, so around 29 October, to every client, by email and by WhatsApp to those who agreed to it. It should say three things: the days the office is closed, the date by which October's papers must reach you, and who to call if something cannot wait. If you close on the Saturday before Diwali, say who will deposit TDS that morning, because 7 November is the last day for it.2

Greetings and deadlines in separate messages
A message that says "Happy Diwali" and asks for October's invoices does both jobs badly. Clients read a greeting and put the phone down. Our recommendation is to send the deadline messages on working days, and the greeting on its own.
WhatsApp's Business Messaging Policy says to message people only after they have given you their number and agreed to receive messages from you, and to respect any request to stop.6 If your firm sends from the WhatsApp Business platform, message templates are sorted into marketing, utility and authentication. A utility message has to relate to the client's account or service and contain nothing promotional, and WhatsApp's guidelines give a birthday greeting as an example of a marketing message.7 From the WhatsApp Business app, a broadcast reaches only clients who have saved your number.8
Messages you can copy
Replace the words in brackets, and write them in English or Hindi, whichever the client uses. The dates are our recommendation.
The closure notice · around 29 October, to every client
Namaste [Name] ji, this is [Firm]. Our office will be closed from [first day] to [last day] for Diwali. October's papers for TDS and GST must reach us by [4 November] so that everything is filed on time. For anything urgent while we are closed, please call [name] on [number].
October's papers · around 2 November, to TDS and monthly GST clients
[Name] ji, before we close for Diwali we need October's papers: sales and purchase invoices for GSTR-1, and any payments in October on which TDS was deducted. Please send them by [4 November]. TDS for October has to be deposited by Saturday 7 November. Photos are fine.
Audit-case returns · around 3 November, to clients whose return is still open
[Name] ji, your income tax return for this year is due by 21 November. We still need: [list]. Please send these by [date] so that the return is ready before we close for Diwali, and we can file it as soon as we are back.
The greeting · on Diwali, only to clients who agreed to hear from you
Wishing you and your family a very happy Diwali, from all of us at [Firm].
Back at work · the first working day after the closure, only to clients with papers still missing
Namaste [Name] ji, we are back after Diwali. GSTR-1 for October is due on 11 November, and we still need [list]. Please send them today if you can.
The GST messages for the rest of the year are in our GST reminder templates, and the papers behind each TDS statement in our TDS return checklist. If fees are also due before the festival, our fee reminder templates keep that request separate too.
What can run by itself
- The notice and the greeting, written once, scheduled for their days and sent from your firm's own number and email.
- The papers request, sent only to the clients who deduct TDS or file GST monthly, with a follow-up that names only what is still missing, as in our client reminders.
- The papers themselves, read as they arrive and filed under each client, so the team knows on the first day back what is still open, as in our document processing.
- The back-at-work message, sent on the first working day only to clients whose papers have not come in.
What stays with your team
- The days you close, and who is on duty for the TDS deposit on 7 November.
- Clients who cannot send in time, where a partner decides what can be filed now and what waits.
- Greetings to your closest clients, which mean more as a call or a visit than as a message.
More of what we write for CA practices is on the blog.
Questions CAs ask
When is Diwali in 2026?
On Sunday 8 November 2026, in the Central Government's list of holidays for 2026.
When is TDS for October 2026 due?
By Saturday 7 November 2026, the day before Diwali. TDS and TCS deducted or collected in a month are deposited by the 7th of the next month.
Which GST returns fall due after Diwali?
For monthly filers, GSTR-1 for October by 11 November 2026 and GSTR-3B for October by 20 November 2026.
Is the return for audit cases due after Diwali this year?
Yes. CBDT Circular No. 07/2026 extended the return date for AY 2026-27 for the persons it covers from 31 October to 21 November 2026.
Can a Diwali greeting go to all clients on WhatsApp?
Only to clients who gave you their number and agreed to hear from you. On WhatsApp's business platform, a general greeting is usually a marketing message, not a utility one.
Sources
- Department of Personnel and Training, Office Memorandum F.No. 12/2/2023-JCA, 3 July 2025, holidays to be observed in Central Government offices during 2026, as reproduced by StaffNews.
- Income-tax Rules, 2026, Rule 218.
- Goods and Services Tax Network, GST portal, "Upcoming Due Dates" (monthly returns): gst.gov.in, and Frequently asked questions on QRMP scheme (PDF).
- Central Board of Direct Taxes, Circular No. 07/2026 (PDF), 28 September 2026.
- Ministry of Corporate Affairs, Companies Act, 2013 (PDF), section 92(4).
- WhatsApp Business Messaging Policy, last updated 23 September 2026: business.whatsapp.com/policy.
- Meta for Developers, WhatsApp template category guidelines.
- WhatsApp Help Center: How to use broadcast lists on the WhatsApp Business app.


